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From the liner notes

In the offices of "Ghastly Horror" Magazine, a reporter pitches his ideas for a survey of people and their innermost fears. To ask the question, "What Really Frightens You?" The editor hires him and sends him to New York's Time Square to find subjects.

The first subject, an attorney, tells about his fear of being captured by gang members, a college student tells of her re–occurring nightmare of being attacked and a computer programmer describes his vision, since childhood, of a monster hiding beneath his bed. The three are eager to be interviewed, but unaware that something terrifying and deadly is about to happen to each when the final draft is written. Will fears come true? Who is this strange reporter?

The answer will shock you!